Mortgage Spam....home owners beware!!

According to the National Mortgage Complaint Center, home owners who who plan to finance or refinance their homes should steer clear from any mortgage services or referral services that are televised on tv or even the internet. The hook they usually use is "it gets rid of your debt or credit card bills," but in reality they end up gouging you and over charging you, there have been instances where a "competitive lender" is under investigations by numerous state attorney general's for gouging consumers. Thomas Martin, the pres. of the national mortgage complaint center, says this could be the biggest case of fraud in US History. The best solution is to "keep it local, deal with people you know, or deal with companies that have been around for a while".